"Several services such as net banking, credit card payments, e-commerce services, Aadhaar authentication and even Co-WIN registrations were disrupted on Monday as SMSes and OTPs failed to arrive after telecom companies implemented a new set of regulations for commercial text messages, according to a report in Economic Times.
Out of one billion average daily commercial SMS deliveries, around 40 per cent of traffic was disrupted till Monday evening. The failure rate was over 25 per cent among the leading private and public sector banks."

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